Incoterms don’t change the goods, they change where risk and cost move. Under FOB, you control ocean freight and insurance; risk transfers on board at the load port. CFR adds freight paid by the seller, but risk still transfers at loading—buyers often prefer this when they have discharge advantages. CIF includes marine insurance arranged by the seller; check insurer rating, covered perils and deductibles. Whatever you choose, align the Incoterm with your banking terms (LC/DP/DA), laycan, and documentary instructions. For bulk cargoes, specify who pays for trimming, shifting, and tally. Clear choices—and clear wording—reduce landed‑cost surprises.
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